Customer CRM & Digital Udhaar Khata
Credit risk scores, scannable Paytm QR codes, and polite WhatsApp follow-ups
₹2,950
Synced with live ledger
₹2,800
5 customers overdue
₹1,360
UPI & Cash settlements
240 Accounts
Target 10% offer for ₹6.1k sales
Sunita Sharma
High Attention+91 98765 43210
₹800
14 days overdue
Items Taken on Khata:
Aashirvaad Atta 5kg, Fortune Mustard Oil
Vikram Singh
High Attention+91 98123 45678
₹650
12 days overdue
Items Taken on Khata:
Tata Salt, MDH Deggi Mirch, Basmati Rice
Rajesh Kumar
High Attention+91 98989 12345
₹500
9 days overdue
Items Taken on Khata:
Amul Butter, Taj Mahal Tea, Sugar 2kg
Meena Devi
+91 98711 22334
₹450
8 days overdue
Items Taken on Khata:
Surf Excel 500g, Maggi Noodles, Biscuits
Amit Verma
+91 98222 33445
₹400
7 days overdue
Items Taken on Khata:
Mosquito coils, Dettol soap, Batteries
Bharat Kirana Credit Philosophy: Relationships First
Indian Kirana credit relies on deep local trust. Bharat rejects harsh collection notices. Every WhatsApp template is crafted with cultural respect and a 1-click Paytm UPI payment link, resulting in an 84% recovery rate while preserving neighborly goodwill.